Stephen Aitcheson — Trusted Mortgage loan Broker in Penticton, Summerland, Kelowna & the Okanagan

Community property finance loan information by using a human touch. Whether you’re obtaining your very first home in Penticton, refinancing in Kelowna, or investing through the Okanagan, Stephen Aitcheson finds lending answers that fit your aims.


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Why pick a area Okanagan mortgage loan broker?


Dealing with a local house loan broker means a lot more than A fast rate quote. It’s obtaining someone who understands Okanagan neighborhoods, neighborhood appraisal tendencies, lender Tastes for Penticton and Summerland properties, and seasonal industry components that impact Kelowna lending. I work for you — not the financial institution — comparing many lenders to protected aggressive fees and conditions personalized to your scenario.





Services I offer



  • House obtain mortgages: Initial-time consumers, move-up purchasers and relocations across Penticton, Summerland and Kelowna.

  • Refinance & personal debt consolidation: Unlock household equity to consolidate financial debt or fund renovations within the Okanagan.

  • Renewals & renegotiation: I evaluate renewal selections in advance of your house loan phrase finishes to avoid wasting you funds or enhance adaptability.

  • Expenditure property lending: Choices for nearby buyers searching for rental funding in Kelowna and encompassing cities.

  • Self-used & intricate cases: Inventive lender methods to match non-classic income documentation.





Neighborhood spots I serve




House loan Broker — Penticton


Deep expertise in Penticton’s residential market place, seasonal tourism effects and lending nuances. I aid potential buyers move confidently and investors uncover funding that actually works.




Mortgage loan Broker — Summerland


Summerland prospective buyers reap the benefits of targeted assistance on waterfront, acreage and semi-rural lending together with renovation funding for lake-view Qualities.




House loan Broker — Kelowna


Kelowna’s rapid-going market requires speed, accuracy and access to a broad lender panel — that’s exactly what I offer to my Kelowna clientele.




Home loan Broker — Okanagan


From Vernon to Osoyoos, I assistance clientele throughout the Okanagan Valley with constant guidance and transparent mortgage comparisons.







How the method operates (straightforward and distinct)



  1. Brief chat: Inform me your objectives — buying, refinancing, or investing.

  2. Selections & comparison: I Evaluate lenders and existing very clear scenarios together with costs, amortization and payments.

  3. Software & approval: I aid with paperwork, submission and follow-up right until you’re funded.

  4. Ongoing support: When your expression finishes, I’ll overview renewal options to help keep you on the best path.





What consumers say


“Stephen made our 1st dwelling obtain in Penticton uncomplicated — welcoming, responsive, and saved us funds.” — M. & J., Penticton


“Rapid, professional and wonderful communicator. Refinance in Kelowna done smoothly.” — S., Kelowna





All set to start?


In case you’re searching for a dependable home finance loan broker in Penticton, Summerland, Kelowna or anywhere within the Okanagan, Allow’s chat. I present genuine advice, distinct comparisons, and quick lender access so that you can transfer forward with self-confidence.


Request your free mortgage review


Prefer telephone? Email [email protected] or visit the About web site To find out more.





Rapid FAQ


Does one demand broker costs? Lots of products and services are compensated with the lender. I’ll describe any charges up entrance so there won't be any surprises.


Can you enable 1st-time consumers? Of course — I walk to start with-time prospective buyers by means of pre-approvals, deposit alternatives, and shutting Value planning.


How long does acceptance take? Timelines vary by lender and file complexity, but I prioritize crystal clear timelines and proactive communication.